An injury on the job can not only cause physical pain, but also financial pain. Workers' compensation is an insurance program paid by your employer that provides compensation to you if you get hurt on the job and are unable to work for more than 7 days. In Georgia, most companies with just as few as 3 employees are legally required to carry workers’ compensation insurance to compensate their employees in the event of an injury on the job.
If you were injured on the job you should:
- Seek immediate medical attention.
- Report the injury immediately, if you wait over 30 days you may lose your benefits!
- Keep the contact information of everyone you talk to about your injury.
- Stay in touch with your physician and your company representative regarding your injury.
- Contact an attorney to file a claim within 1 year.
Obtaining your workers’ compensation payments is not as easy as it may sound. You may need to meet with an insurance agent and file a claim with the State Board of Workers' Compensation to protect your rights. There may be many back and forth arguments with the insurance agent and/or your human resource representative. This type of negotiation is something an attorney can handle for you.
Even if you believe you have completed all the necessary steps, your workers’ compensation benefits may not come. If this happens, contact our office so we can request a hearing before the State Board of Workers' Compensation. This hearing will allow a neutral party (Judge) to hear both sides of the story and make an administrative decision about your right to workers’ compensation benefits. It is important to have an attorney present at this hearing because your employer most certainly will!
Hiring an attorney to help with this cumbersome process is helpful as the law in this area changes often. The Law Office of Christine M Bechtold recommeds fellow Loganville, Georgia attorney Tim Klob at www.kloblawfirm.com to assist you with this legal process.